Consolidation Help

Representative Examples

Unsecured

Representative 12.9% APR:  Representative Example: Borrowing £7,500 over 60 months, repaying £167.57 per month, total repayable £10,054.20.The total cost of credit £2,554.20. Interest rate 12.9% (variable). The lenders on our panel offer loans for 12-60 months, with rates from 5.8% APR to 89% APR.

Secured lending

Loans from £5,000 to £500,000, Interest Rates From Only 5.49%. If you borrow £30,000 over 180 months at a rate of 7.84% fixed for 5 years, you will pay 60 instalments of £309.72 per month followed by 120 months at a rate of 8.59% of £319.96 and a total amount payable of £57,153.40. This includes a broker fee of £1,995, a lender fee of £695 and the net loan interest of £24,253.85. The overall cost for comparison is 8.70% APRC Variable. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.