Consolidation Help

Terms & Conditions

By using you are fully accepting the terms, conditions and disclaimers contained in this notice, your access to and use of is subject to agreement of these Terms and Conditions.



We reserve the right to change these terms and conditions at any time without
prior notice, and your continued use of
following any changes shall be deemed to be your agreement of any changes.


The service we provide

Consolidation Help is a registered trading style of MA Finance Ltd, which is authorised and
regulated by the Financial Conduct Authority and is entered on the Financial
Services Register under reference number: 690939. MA Finance is registered in
England and Wales (Company number: 08637832), Registered Office,Brooks Drive, Cheadle Royal Business Park, Cheadle SK8 3TD , Registered with Information Commissioner
(Data Protection) Office under Registration No. ZA029468. We are a credit
broker not a lender, we do not directly offer finance, and therefore, we will
not provide any directly to you. Upon the completion of the website’s loan
application form, Consolidation Help will introduce you to lenders or finance
providers who may be able to offer you credit. By submitting an application,
you will be giving your consent for MA Finance to match your application with
one of the lenders on their panel. If your application for a consolidation loan
does not match with one of the lenders or has been rejected, it will be used to
considered for other consolidation options.


Intellectual property rights

In using the website you agree that you will access the content solely for your
personal, non-business related use. None of the content may be downloaded,
copied, reproduced, transmitted, stored, sold or distributed without the prior
written consent of the site owner. All intellectual property rights, copyright
or trademarks used in the Website and its content including without limitation
the design, text, graphics and all software and source codes connected with the
website are owned by


We cannot guarantee that the lender who accepts your loan application will agree
to fund your application for finance. We will not be liable for any loss that
you may incur by using this site unless we have not acted in accordance with
these terms and conditions, been negligent or adhered to standards required by
UK law.



You agree to indemnify and
and our employees and agent’s innocent from and against all liabilities, legal
costs, losses and other expenses in relation to any claims or actions brought
against us arising out of any breach by you of these terms and conditions or
other liabilities arising out of your use of this website



If any of these terms and conditions should be determined to be invalid, illegal
or unenforceable for any reason by any court of competent jurisdiction then
such term or condition shall be severed and the remaining terms and conditions
shall remain in full force and effect and continue to be binding and


Governing law

These terms and conditions shall be governed by and construed in accordance with the
law of England and Wales. You hereby submit to the exclusive jurisdiction of
the English courts.


Commission Disclosure

Consolidation Help act as a broker processing the information that you provide to us and pass
this on to our Limited group of third-party lenders and brokers (Believe Money Group). We do not charge a borrower’s fee for the use of our brokerage
services, however we do receive commission from lenders (or other brokers) when
borrowers sign into a credit agreement following an introduction through the Consolidation
Help website