BAD CREDIT LOANS

Get a loan with bad credit

We've helped thousands of clients with bad credit secure loans - let us help you!
Unsecured loans £5,000 to £30,000
Secured loans £10,000 to £50,000
All credit scores considered
No upfront fees
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Loan calculator
Expert Financial Advice
Ongoing Support
5-Star Reviews
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Bad credit didn't stop me from getting the help I needed. My future is brighter now!

Mia Johnson

Representative Example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 30.7% per annum would result in a representative rate of 30.7% APR, monthly repayments of £306.49 and a total amount repayable of £11,033.64.
Money Helper is an independent service set up to help people manage their money
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The application process is simple and fast

Apply online
STEP 1

Provide your personal, financial, and employment details in the loan application.

Review loan offers
STEP 2

Get loan options designed for your unique credit profile, including interest rates and terms.

Choose your loan
STEP 3

Pick the offer that best suits your needs, sign the agreement, and receive your funds.

Get a Free Quote

We will customise a debt solution based on your personal circumstances.

Make an Informed Decision

We will customise a debt solution based on your personal circumstances.

Take The Step

We will customise a debt solution based on your personal circumstances.
LOAN CALCULATOR

How much do you need?

Amount
£5,000 £100,000
1 years25 years
Interest rate is . Interest payable is . Your repayments will be every month
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APPROVED
even with bad credit

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Why apply for a bad credit loan?

Get approved, even with bad credit
Quick decisions and funding
Personalised lending solutions
Apply online
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Simple and speedy loan options

Applying for a loan is straightforward, even with bad credit. We move quickly so you can get the help you need without delay.
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Fast funds
Receive funds as soon as the next business day, if approved.
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The personal touch
Got questions? Our team is here to assist you.
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Predictable payments
One easy monthly payment, no surprises.
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Responsible lending
We provide a loan solution based on your specific financial situation.
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    ESTABLISHED SINCE
    2004
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    TRUSTPILOT REVIEWS
    200+
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    We enable our customers to responsibly build credit with a great lending experience, in a supportive and more flexible experience that our customers love.
    FAQs

    Got a question? We've got answers.

    Quick answers to common questions, helping you learn more about our bad credit loan options and benefits.
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    Secured loans for bad credit UK

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    Exploring unsecured loan types

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    Take the next step toward your financial freedom

    Access our personalized lending solution today and join thousands of others who have improved their financial outlook with our help.
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